Whether you commuted to school or lived in a dorm, ate nothing but cereal or studied abroad — the fact is 70 perfect of you are carrying student loans. A 2016 graduate will begin his or her adult life owing over $37,000 How can so many of us have so much college debt with no plan to pay it off? How did we get here? How can we get out of it without, as one listener wondered, faking our deaths? Today on SPENT, MaxSpiegel, the COO of Student Loan Hero, tells me all about how we can dig ourselves out and start planning for our futures.